Vaughn's Summaries logo Vaughn's Summaries

Economics Summaries

Medicare Initial Enrollment Period

Penalties Diagram
by Vaughn Aubuchon

Here is a table which shows you the earliest that you can enroll in Medicare, and how individuals are punished, if they failed to register during their Initial Enrollment Period.

YOU MUST KNOW about your "Initial Enrollment Period".
If you don't, you get screwed. Nobody told me anything about this.

If you miss your IEP, you are punished 4 WAYS -
1. You will suffer a PENALTY of NO COVERAGE, until you ARE able to enroll, on the next Jan. 1

2. There is an EXTRA 3 to 6-month waiting period until your insurance will go into effect,

3. Your Part B premium will be increased by 10% (cumulative penalty), and

4. The earlier in the year your birthday is, the more you are punished.

Click on the Chart to expand


Medicare Enrollment - Waiting Period vs. Application Date

top of page

Vaughn's Other
INSURANCE-Related Pages

* AARP Offers

Cal-Auto Insurance


Medicare Enrollment

Personal SS Payments

SS Payment Estimator


The author is not perfect, and errors can occur. I compiled the Medicare enrollment information above. Please check any questioned data for yourself, by visiting the official Medicare Website.
Determine your own personal, detailed initial enrollment period at the official Medicare website.

If you are knowledgable in this area, and you find any errors, report them to me, and I will fix them.


top of page

Vaughn Aubuchon Author Bio

Vaughn's Summaries
©2009, 2019   Vaughn Aubuchon
All Rights Reserved
Site Map

This Vaughns Medicare Initial Enrollment Period
webpage was last updated on 2019-02-25.