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Economics Summaries
Insurance

Health Insurance Companies
California Summary
by Vaughn Aubuchon

Here is a list of the Top 10 biggest health insurance companies in California.
Links are provided to individual plans wherever possible.


This page shows the number of complaints against the company as measured by Google survey. It also attempts to list the plans by type - HMO, PPO or POS.

California Companies

Other Companies

Disclaimer

-

Off-Page
List of Pre-Existing Conditions

300

140


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California
Top Health Insurance
Companies List

#
Complaint
Web Pages
Found
Insurance Company
HMO
PPO
POS
HSA
Note
1

1,130

Aetna

-

-

-

HSA

Life Stages - Plan Details

2
357

Assurant (Fortis)

-

-

-

HSA

Plan Types

3
198

Blue Cross (dba Anthem)

HMO
PPO

-

-

Good online info

4
229

Blue Shield (Calif.)

HMO
PPO

-

HSA

Plans listed, but no details.

5

0

Celtic Health

-

-

-

HSA

Economical & Comprehensive

6

1,750

CIGNA Healthcare (CA)

HMO
PPO
POS
HSA

Good online info

7
551
(-viag)

Health Net

-

-

-

-

No plans, quotes only!
No search function
No site map

8

686
202

Kaiser
Kaiser Permanente

-

-

-

-

California Health Plans
"Find A Plan" means "Get A Quote"

9

0

Nationwide Health (CA)

-

-

-

HSA

No info - no site map
No search function.
Just "Give us all your info".

10

53

Pacificare
(UnitedHealthCare Calif.)

HMO
PPO
POS
HSA

Cannot be linked to - URLs are too long.
Plans not detailed, just listed.

30

60

198 - 640

40

40

40

40

192




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In each case above, I have linked to the information, IF it is provided. You can clearly see who is helpful, and who is not. I prefer to deal with companies who DESCRIBE their plans, not companies that HIDE them, and try to sign you up first. How about you?

-

.
These companies all want to give you a quote, rather than describing their plans. Getting a quote requires that you INPUT ALL YOUR PERSONAL INFORMATION, BEFORE you even get to see the plan. Then you get buried in mail, email, and phone calls, which is NOT what I want. I want INFORMATION ONLINE, and that is the very thing that they are reluctant to give you.

Do you know of any other industry who sells you their product FIRST, and then tells you what you bought LATER?

WHY do they do this?
They don't want you to know exactly what you get, because you don't get much.
ALL these organizations operate to MAXIMIZE their profits. This means they -
1. Seek to maximize your premiums and co-payments, and
2. Seek to minimize your treatment, since ALL treatment reduces their profits.

Oftentimes, you do NOT get what you pay for, which is common practice in the health industry.
ALL these companies have a HUGE FLAW - profit is generated and maximized by actively, purposely denying service, on a case by case basis. You must scream your head off to get what you paid for. DOS (Denial Of Service) is part of the business plan of health insurance companies. All of these facts make health insurance selection extremely difficult, and distasteful.
.


The State of California is worthless as a resource - try these links on this page -
California Insurance Companies

Health Insurance and

California Department of Managed Health Care HMO List, and of course, this -
"No list of health insurers operating in California is available on this web site at this time." Where is the Insurance Commissioner? Appointed, so I guess he doesn't have to do anything.


Health Insurance News

420 - 450


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Non-California
Top Health Insurance
Companies List

#
Complaint
Web Pages
Found

Insurance Company

Note

1

1

Altius

-

2

46

Ameritas

-

3

2,530

Destiny Health

Highest complaint count - Googlebombed?

4

1

HealthAmerica (Coventry)

-

5
186

Humana

-

6

0

SelectHealth

-

7
374

UNICARE

-

8
512
247

UnitedHealthCare
United HealthCare

-

9

3

Wellpath (Coventry)

-

40

70

200 - 450

140



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Vaughn's Other
INSURANCE-Related Pages

* AARP Offers

*
Cal-Auto Insurance

*
Cal-Health-Insurance

*
Medicare Enrollment

*
Personal SS Payments

*
SS Payment Estimator

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Disclaimer
The opinions stated on this page are solely the opinions of the author.
Although the author exercises due diligence, errors can and do occur.
It is very difficult to provide accurate information, when the insurance companies PURPOSELY obfuscate their plans.
I hope this page helps you with your Medical Insurance buying decision.

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This Vaughns "California Health Insurance Companies
Summary" was last updated on 2017-10-27.